If you work with tools or specialist equipment, you will understand their importance to your business. They are a key part of your occupation, and your livelihood would be dramatically affected if they were to be damaged or lost because of theft, flood or fire.

Also, it’s likely that the total value of your tools is considerable, and they would be very expensive to replace.

Tool insurance can protect you from the cost of having to replace your tools if they are damaged or lost because of theft, flood or fire.

As a tradesperson or business owner, it’s important to protect your tools and equipment, whether they are owned by you, borrowed, on lease or perhaps on hire purchase.

You probably have a plan to upgrade and replace tools in the future, but think for a moment about the impact on your work schedule, and your bank balance, if you had to replace all or most of your tools at the same time.

Do you have the savings to enable you to do this, and even if you do, what other plans would you need to sacrifice to allow your savings to be used on new tools?

Tools and equipment insurance is an important consideration to ensure that you can quickly resume trading if your tools are damaged or lost.

When thinking about tools and equipment insurance, it’s important to use the services of an experienced broker, who can help you determine the right level of cover, and type of policy.

Andrew Bull Insurance Services have strong experience of insuring tools and equipment for their clients. We work hard to understand your insurance needs and can provide cover for all types of standard and specialist tools and equipment. We work with a broad range of reputable insurers, allowing you to select cover from established firms. In addition, we search the market to find the most appropriate cover at the best price.