This insurance typically covers three standard areas of cover: your premises and stock (so, building insurance, if you own the premises, and contents insurance); public liability insurance (to protect your staff and customers), and business interruption insurance (in case an event occurs which forces you to stop trading.)

Shop / salon / retail premises insurance is often provided on a package basis, and there is a wide range of cover available. You can select cover for the risks which you believe are most relevant and important for your business.

If you are the owner of a shop, salon or retail premises, it’s important to have good insurance cover. This cover could be vital in keeping your business afloat if the unexpected happens.

Your retail business faces a range of risks, which despite your best efforts, may be beyond your immediate control. These include theft, flooding and accidents on your premises.

Whatever retail business you run, it’s important to think about the risks that you face and ensure that you have cover in place.

It’s important to think about using a broker for shop / salon / retail premises insurance, because they can help you to select from the wide range of cover options available on the market.

At Andrew Bull Insurance Services we have broad experience of helping shops salons and retail premises put in place cover which is appropriate to their specific needs. For example, we can help to determine seasonal variations in your stock and ensure you are adequately covered. We deal with a range of reputable insurance companies and can help you find a package of insurance that is right for you.