As a business, you have a strict responsibility to your clients, contractors and members of the public, for accidental injury or damage to their property, which occur as a direct result of your business operations.

Andrew Bull Insurance Services offer public liability insurance, which provides you with cover for public liability claims made against your business. These claims can arise from an incident on your business premises, or as a direct result of your business activities.

Public liability insurance covers the cost of compensation for  personal injuries, loss of property or damage to property.

Public liability insurance is not a legal requirement, but it provides an important level of cover for any business that engages with the public. The term ‘public’ includes suppliers, customers or passers-by. So, in reality, this means that most businesses face a level of risk of claims being made against them, and it’s important to protect your business with insurance that covers these claims.

Public liability insurance from Andrew Bull Insurance Services covers the cost of compensation for  personal injuries, loss of property or damage to property. Public Liability insurance can provide reassurance to your customers who know that they are protected if things go wrong.

Public liability insurance cover is designed for a broad range of sectors. In essence, it is a sensible choice for any business who visits their clients or has clients who visit them. So, if you are a sole trader, freelancer or contractor, you could benefit from the public liability insurance cover provided by Andrew Bull Insurance Services, and so can limited companies and limited liability partnerships.

Your clients will often place a high reliance on public liability insurance. So, it’s important to check whether your clients’ contracts require you to have a minimum level of public liability insurance cover in place.

A broker can help you to determine the type and level of public liability insurance you need for your business. At Andrew Bull Insurance Services, we have broad experience of working with clients from a wide range of business sectors.