Machinery and plant insurance is designed to provide cover for damage to, or theft of, equipment in your business, particularly construction and civil engineering businesses.

Plant and machinery are usually protected by contract works insurance. This will cover your business for accidental damage or theft of the machinery and plant. It normally provides cover for the equipment when it is on site as well as when it is being transported to and from site.

This type of insurance will often cover hired items and usually contains a limit, which is the total amount the insurer will pay, so it’s important that the total value of plant on site is not more than your insured limit.

The risks to machinery and plant are high, particularly if they are left outdoors, so it is imperative that you have quality insurance cover.

It is important to have machinery and plan insurance to protect yourself against the costs of vandalism, accidental damage or theft.

You can arrange plant and machinery insurance for equipment owned by your business, or equipment that you have hired for a particular project.

You should consider using a broker for your machinery and plant insurance. At Andrew Bull Insurance Services, we understand your needs, and the risks that you face.

Whether you own or hire the equipment that you are using on site, you will still need to insure it. Hire companies will normally offer insurance, but this can be more restrictive than a contract works policy. For example, insurance from a hirer may not cover you for accidental damage. Andrew Bull Insurance Services will work closely with you to understand your insurance requirements and provide the right cover.

We have access to a range of insurers and can find a policy that is best suited for your business. Your time is important, and we can save you time by searching for the right insurance on your behalf.