Combined business insurance, also known as combined commercial insurance, is a composite policy where you tailor your cover to protect yourself from the key risks relevant to your business.

This type of cover is particularly popular with small to medium size enterprises (SMEs), because it provides an economical way to manage insurable risks, on a blanket policy.

As a policy holder you can select from a range of risks and create bespoke cover. The risks from which you can choose cover include liabilities (public liability, employers’ liability, product liability), property damage insurance, premises insurance, stock insurance, contents insurance, business interruption, personal accident insurance, goods in transit and legal expenses.

Combined business insurance is a good policy to choose if you are looking for complete protection, tailored to your specific needs, without having to arrange multiple policies for specific risks.

A combined commercial insurance policy offers the benefit of flexibility to select the cover you most need, with just one premium and renewal date. This means that you spend less time looking at a range of policies, and at renewal there is just one combined policy to consider and continue.

A broker will take time to understand your specific requirements for combined business insurance. At Andrew Bull Insurance Services, our role is to ensure that your business is  adequately covered, and that you are protected when you need it most.

We are experts in determining the business risks that you face and creating a combined business insurance policy which best meets your needs. With access to a broad range of specialist insurers, you can be confident that we will find the right combined business insurance cover for you, at the right price.