Legal cover insurance or commercial legal expenses insurance is a form of cover that protects you against the costs of hiring a solicitor,  for a wide range of complaints or disputes involving your business.

This insurance can cover the legal costs and expenses for a range of insurable incidents. The common ones are: employment disputes; employment tribunal submissions; employment compensation awards following a tribunal or ACAS ruling; employment restrictive covenants; health and safety appeals; legal defence costs for criminal and civil cases against your business; debt recovery; contract disputes; property disputes; tax protection: costs and expenses related to a tax enquiry; licence protection; personal injury; data protection; insolvency practitioner’s fees; pension trustee defence; boundary disputes; motor contract disputes; IT disputes; confidential information disputes; jury service, and court attendance.

This type of cover is designed for small to medium sized enterprises (SMEs) who have staff but have limited or perhaps no in-house legal team.

This cover is designed to help you receive legal advice and support soon as possible in the process and often includes a legal advice helpline or legal document service.

If the issue develops the policy will provide cover for legal representation and expenses, if you need to take the matter to court.

You should consider using a broker for legal cover insurance as they can help you to find a policy that best meets your insurance needs.

Andrew Bull Insurance Services has significant experience in this market and can help to assess your specific requirements, ensuring that your insurance is relevant and suitable.

We deal with a broad range of trusted insurers, some of which deal only with brokers, so we can help find a product that is not available on the general market.